The residence
Contemporary living on the lake
2813 S Terry Ave is a contemporary two-story townhome in the Lake Lorraine neighborhood, listed at $725,000. Built in 2018, it offers 2,468 finished square feet across three levels with two full bedroom suites upstairs.
The main level is one open space for cooking, dining, and gathering, brightened by large windows. Upstairs, both bedrooms are suites: the primary opens to a second-story deck with Lake Lorraine views, heated bathroom floors, and a walk-in closet, while the second suite features a soaking tub and laundry on the same level. The finished lower level adds a family room with a gas fireplace, wet bar, wine refrigerator, and a three-quarter bath. Pre-wired surround sound carries music through the home, out to the patio deck, and into the garage, and a security system covers the whole house.
The seller offers to pay 12 months of HOA dues with an acceptable offer. HOA dues of $365 per month cover garbage, snow removal, and lawn care, so the exterior work is handled. With the grounds taken care of, a security system, and a heated attached garage, this townhome fits a low-maintenance, lock-it-and-leave-it lifestyle: step out to the lake, or head out of town and come home to everything in its place. Jennifer Krosch of eXp Realty can walk you through the layout in person; showings are by appointment.
Seller concession: 12 months of HOA dues paid by the seller with an acceptable offer, subject to agreed purchase agreement terms.
Built
2018
Levels
3 (main 733 / upper 1,002 / lower 733)
HOA
$365/mo · garbage, snow removal, lawn care
Taxes
$8,373/yr
Garage
Attached 2-car, heated · 24x22 · epoxy floor · hot/cold water
Schools
Oscar Howe ES · Memorial MS · Roosevelt HS
The setting: Lake Lorraine
33-acre lake · 1-mile lake walk · 4–5 miles to downtown
Inside
Bright, open, and built to entertain
Specifications
What's inside
Every level earns its square footage. The details were chosen for daily life: warm natural wood, stone, and quartz instead of trend pieces, with systems that hold up through South Dakota winters.
Schools
Oscar Howe ES · Memorial MS · Roosevelt HS
Sioux Falls School District
Chef's kitchen
Ceiling-height custom cabinets, quartz and granite surfaces, gas cooktop with custom hood, and a walk-in pantry.
Primary suite
Heated bathroom floors, a tiled shower with a small step-over, walk-in closet, and a private deck with Lake Lorraine views.
Lower level living
Family room with gas fireplace, wet bar, wine fridge, three-quarter bath, and 9ft+ ceilings.
Heated garage
Attached two-stall garage with epoxy floor, floor drain, and hot and cold water.
Comfort & control
Pre-wired surround sound throughout the home, including the patio deck and the garage, plus a security system and underground sprinkler.
Thoughtful access
Wheelchair-adaptable layout with four baths, including the heated primary bath on the bedroom level.
Main level
A chef's kitchen with the pantry to prove it
Ceiling-height custom cabinetry, quartz and granite surfaces, and a gas cooktop under a custom hood anchor the main level. The walk-in pantry keeps counter space clear, and the island opens straight into the dining area and great room.
- Ceiling-height custom cabinets
- Quartz and granite surfaces
- Gas cooktop with custom hood
- Walk-in pantry
- Open-concept living and dining
- Large windows throughout
Upper level
Two suites, and the lakeside one has a deck
The primary suite opens directly to a second-story deck overlooking Lake Lorraine. Heated bathroom floors, a tiled shower with a small step-over, and a walk-in closet make the morning routine feel like a resort stay. Across the hall, the second bedroom suite has its own bath with a soaking tub, and the laundry sits on the same level.
- Private deck with lake views
- Heated bathroom floors
- Tiled shower with a small step-over
- Walk-in closet
- Second suite with soaking tub
- Upper-level laundry
Lower level & garage
A family room with a fireplace, and a garage that works year-round
Detail
The lower level's 9ft+ ceilings keep the space feeling open. Pre-wired surround sound reaches the patio deck and the garage as well as the living spaces, a security system covers the whole home, and underground sprinkler and a patio round out the outside.
HOA · $365/mo
Garbage, snow removal, and lawn care are covered, so there's no mowing or shoveling between you and the lake. The seller pays 12 months of HOA dues with an acceptable offer.
Film
Watch the tour
Step onto the deck, down the stairs, and through the kitchen in about three minutes.
This marketing video uses CGI for visual effects and composition; verify property details independently.
Video tour
Watch the home
Three short walkthrough clips of 2813 S Terry Ave. Press play to watch them right here, or open any clip on YouTube.
Quick tour · Part 1
Watch on YouTubeQuick tour · Part 2
Watch on YouTubeQuick tour · Part 3
Watch on YouTubeThe area
Sioux Falls' lakeside lifestyle center
Lake Lorraine is the city's master-planned lakefront district: a 33-acre private lake, a one-mile paved lake walk, dining and retail on site, and the townhome feel of a neighborhood built around water. This townhome sits at the corner of Westlake Drive, steps from the lake.
Listed by Jennifer Krosch
Local knowledge, honest advice
Jennifer Krosch is a Sioux Falls Realtor who specializes in relocation and first-time buyers, with a background in construction, electrical, and workplace safety. That combination gives her a practical eye for condition and long-term value, which is exactly what you want when evaluating a townhome like this one.
She knows Lake Lorraine and the surrounding communities of Brandon, Harrisburg, and Tea especially well, and she'll give you straight answers about the home, the HOA, and the neighborhood.
Jennifer Krosch Listing agentThis townhome is the true lock-it-and-leave-it lifestyle, lake views and all
Good to know
Common questions, straight answers
A few quick facts about the home, the neighborhood, and working with Jennifer before your showing.
What areas does Jennifer Krosch serve?
She serves Sioux Falls and the surrounding communities of Brandon, Harrisburg, and Tea, along with many of the established and growing neighborhoods throughout the Sioux Falls metro.
What does the HOA cover, and how much are the dues?
HOA dues are $365 per month and cover garbage, snow removal, and lawn care. The seller also offers to pay 12 months of dues with an acceptable offer.
Which schools serve 2813 S Terry Ave?
The townhome is in the Sioux Falls School District, assigned to Oscar Howe Elementary, Memorial Middle School, and Roosevelt High School.
Is the garage heated?
Yes. The attached two-car garage is heated and measures 24 by 22 feet, with an epoxy floor, a floor drain, and hot and cold water.
Book a visit
See it in person
Showings are by appointment and private. Tell Jennifer when works for you and she'll handle the rest, including walking you through the HOA, the taxes, and what the seller's 12-month HOA concession means for your offer.
Request your private showing
2813 S Terry Ave · $725,000 · 2 bed · 4 bath · 2,468 sq ft