Townhome lifestyle · Lake Lorraine

Lock it and leave it

2813 S Terry Ave is built for owners who travel, work, or simply don't want a weekend to-do list. HOA dues of $365 a month cover garbage, snow removal, and lawn care, the exterior is low-maintenance by design, and a security system, pre-wired sound, and a heated attached garage are ready from day one.

$365/mo HOA covers the exterior work
12 mo Seller-paid HOA with acceptable offer
2-car Heated attached garage

The idea

A home that handles the outside, so you don't

Lock-it-and-leave-it living comes down to one question: what still needs you when you close the door and go? At 2813 S Terry Ave, the recurring outside work is covered by the association. $365/mo in HOA dues takes care of garbage, snow removal, and lawn care, so there's no mowing, no shoveling, and no hauling cans to the curb on your list.

The design backs that up. The townhome footprint keeps the square footage at what you actually use: 2,468 finished square feet across three levels, with both bedrooms upstairs as en-suite suites. The exterior mixes brick, stucco (Drivit), and wood, a low-maintenance palette, and an underground sprinkler handles the lawn watering while the HOA handles the mowing.

  • HOA covers garbage, snow removal, and lawn care
  • Security system covers the whole home
  • Pre-wired surround sound through the home, patio deck, and garage
  • Attached two-car heated garage with epoxy floor and hot/cold water
  • Underground sprinkler and patio
Street-level view of the townhome at 2813 S Terry Ave with stone, brick, and dark paneling

The exterior at 2813 S Terry Ave: brick, stucco (Drivit), and wood.

The HOA

What the $365 HOA actually covers

The listing spells out three covered items, and those three are the chores that otherwise eat a weekend (or a whole morning in January).

Garbage

Haul service is part of the monthly dues, so there's no separate bill, no pickup reminder to track, and nothing to sort out when you're out of town.

Snow removal

In a South Dakota winter this is the big one. The association handles the snow, so you're not shoveling before work or after a late flight home.

Lawn care

Mowing and grounds upkeep are covered. No lawn equipment to buy, store, or repair, and no watering schedule to keep when you're gone.

Concession: with an acceptable offer, the seller pays 12 months of HOA dues, subject to agreed purchase agreement terms.

What the dues don't cover: your interior, utilities, and taxes. The $365 figure comes from the listing information; the HOA governing documents spell out the full rules, so plan to read them during the offer period. Jennifer Krosch will walk you through them.

Second-story deck at 2813 S Terry Ave with stucco walls and wood-tone siding overlooking Lake Lorraine

The payoff

Lake views from the deck, with pre-wired sound already there.

Heated two-stall garage with epoxy floor at 2813 S Terry Ave

Attached two-car garage, heated, 24x22, epoxy floor, floor drain, hot/cold water.

Systems

At home or away, everything is set

A lock-and-leave home is only as good as its systems, and this one has the list to prove it. A security system covers the whole home, so the house stays protected whether you're upstairs asleep, at the office, or a thousand miles away.

Pre-wired surround sound carries music through the living spaces, out to the patio deck, and into the garage, so outdoor entertaining is ready without stringing speakers. And the attached garage is heated: your car starts warm in January, and the space doubles as a workshop or storage room.

  • Security system covering the whole home
  • Pre-wired surround sound through the home, patio deck, and garage
  • Attached two-car heated garage, 24x22, epoxy floor, floor drain, hot/cold water
  • Underground sprinkler and patio
  • Upper-level laundry beside both bedroom suites
  • Wheelchair-adaptable layout

Who it fits

Four types of buyers this lifestyle suits

The same features mean different things depending on how you live. Here's how the HOA, the garage, and the systems line up for each.

Busy professionals

Long hours and travel leave fewer weekends to give up. You park in a heated attached garage, laundry sits on the bedroom level, and the HOA handles the grounds while you handle deadlines.

Frequent travelers

Lock the door and go. The association keeps mowing and plowing while you're away, the security system stays on, and Sioux Falls Regional Airport is about 8 miles from the front door.

Snowbirds

Spend the season south and come home to a maintained yard and a cleared drive. The heated garage keeps your vehicle ready for the trip back, and the seller's 12-month HOA concession softens year one.

First-time buyers

Instead of surprise repairs, you get a predictable $365 monthly cost that covers the exterior work. No mower, no paint ladder, no weekend project list, and a 2018 build with systems already in place.

Straight talk

Handled for you, and still yours

No home is zero maintenance. Here's the honest split, so you know exactly what the dues take off your plate and what stays on it.

Handled for you

  • Garbage, snow removal, and lawn care covered by the HOA
  • Low-maintenance exterior: brick, stucco (Drivit), and wood
  • Underground sprinkler for the lawn
  • Security system across the whole home
  • Heated, attached, two-car garage

Still yours (and worth knowing)

  • Interior upkeep, repairs, and utilities
  • HOA dues beyond the negotiated concession
  • The details in the HOA governing documents, worth reading in full
  • Townhome living: shared walls and association rules

Before you offer, read the HOA packet and the purchase agreement terms. The seller's 12-month HOA concession is part of the offer conversation, and Jennifer Krosch will walk you through both.

Next step

See it working for yourself

Photos show the systems; a walkthrough shows the payoff. Step onto the deck, open the garage, and let Jennifer walk you through the HOA numbers line by line. Her background in construction, electrical, and workplace safety means she'll point out what to check, not just what to love.